Frequently Asked Questions
What is "rv" certification?
RVIA stands for the Recreational Vehicle Industry Association. Since we are a member of the RVIA, our shop, and our builds are inspected by this authority. Most Tiny Houses are not inspected - by anyone - putting you at risk for any number of harms or problems. RVIA inspects and certifies RV's made in the USA. Here is the link to their website http://www.rvia.org/.
Not having RV certification can limit financing, insurance, DMV registration, and parking options. All Tru Form Tiny's are RV certified.
Additionally, because our background is in residential and commercial building, we build to Residential Codes when possible. All plumbing and electrical is completed by fully licensed technicians.
Where do I get insurance?
Since we are RV certified, insurance can be purchased at any major insurance carrier. Just like your car.
How Do i get a loan?
Since we are RVIA certified you can apply at any bank or Credit Union for an RV loan. We also work closely with several RV lenders to give our customers the most available options. It's a very easy process, and we're glad to help you navigate the loan.
HOME EQUITY LOAN
Another common method is to get a Home Equity Line of Credit or “HELOC”. Lenders often will loan you a percentage of the equity in your home. Home equity loans are easy to qualify for, and the terms are highly competitive. This method requires that you already own a home.
Personal and unsecured loans can be acquired through your bank or credit union, as well as online lenders, and peer to peer lending programs. Personal and unsecured loans are not backed by collateral, therefore credit requirements are more stringent, and interest rates are sometimes higher than other loans.
What Size Truck do I need?
Depending on the model and size, either a 3/4 ton pickup or a 1 ton pickup truck. Once you have decided on a model, and options, we can tell you the pickup size you will need.
Remember your Tiny RV must be licensed, insured and registered before driving on public roads.
If you don't plan to move it very often, a licensed mover can move your RV for you from one place to another; usually for a "by-the-mile" fee (round $2.00/mile)
Where can I park my tiny?
Places to consider:
- Your own land.
- Backyard - possible either as camping (tiny house on wheels) or an accessory dwelling unit (please look into your city and county code).
- RV Parks
- Tiny house community.
- Rent space on someone's property. It may be possible to share in their utilities as well. (again, please be aware of your local code and laws for parking RVs)
It's important to be aware of laws concerning RV parking wherever you decide to keep it.
should I buy or build my tiny RV?
Skill - Building a safe, durable tiny house takes skill. Do you currently have construction knowledge and experience? If not, do you have the patience and commitment needed to acquire the skill? If you've never built anything, consider building something simple, like a set of shelves or a table, to test your skill and gain confidence before beginning your tiny house.
Insurance - Insurance can be obtained fairly easily for tiny houses built by certified RV manufacturers. For other tiny homes, finding insurance can be challenging.
Build space - Do you have, or can you find, a place to build your tiny house?
Time - Building a tiny house takes between 400 and 1,000 hours, depending on your skill level and the complexity of the house. Do you have this much free time? Can you be comfortable extending your build timeline as necessary to fit it into your existing work and family commitments?
Money - If you have savings and know where you'll park your tiny house, buying one that's already complete may be the best path. If money is tight and/or you're not sure where you'll live, take it slow and work through your options.
Can you afford to buy tiny house plans, materials and tools? - If the answer is no, proceed only with caution.
$ difference - new or used?
Can you afford to buy a new, completed tiny house (about $45,000 to $80,000)? - Some companies build to RV standards which makes financing an option. Note, RV financing offers shorter terms and higher interest than a conventional 30 year mortgage.
Can you afford a used or partially built tiny house? - These can offer cost-
savings, but be careful. If the house is used, get as much information as possible on how it was built (construction methods and materials). If new but partially built, ask why the owner decided not to finish it. Were there issues with the construction? Also, be aware that finishing a tiny house is expensive. Adding walls, flooring, cabinets and shelves can cost as much or more than the house shell.