Tiny Home Financing: What You Need To Know

Tiny Home Financing: What You Need To Know

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Tiny homes are smaller and more affordable than traditional homes, but that doesn’t mean everyone can dole out the cash. At Tru Form Tiny in Eugene, OR, we have extensive experience assisting clients in navigating thenuances of tiny home financing. Knowing your financing options is crucial for making the leap into tiny living.

Understanding Your Financing Options

We know that a tiny home is a nice living space requiring financial independence. That’s why we offer flexible and affordable tiny home financing options for our clients:

  • Personal loans
  • RV loans
  • Tiny home-specific loans
  • Home equity loans
  • Peer-to-peer lending

Preparing for the Loan Application

Another part of financing is preparing for the loan application. Before filing, you need to figure out two things—your budget and credit score. Include current and future expenses in your budget. After learning your credit score, think of how you can bring it up or keep it high.


Before securing your tiny home and filing for financing, you must prepare the necessary documents. These documents will help you streamline the loan application. Gather proof of income, employment history, and any details about debts.

Builder’s Reputation

You also need to think about the actual building process. A lender will be less likely to give you a loan if you’re not working with builders with a good reputation. If you want to bring your dream tiny home to life, find reputable builders like Tru Form Tiny! Our builders can enhance the value and quality of your tiny home design while increasing lender confidence.

Tips for Securing Financing

Keep in mind that not every loan is the same. Compare offers, and make sure you understand all loan terms, including rates, fees, and penalties. Then, you can go with a loan that’s right for you and your long-term financial situation.

You need to know that financing your tiny home is a big step, and you can make it happen smoothly with some preparation. At Tru Form Tiny, we’re dedicated to supporting you through every stage of the process, from securing financing to finalizing your dream tiny home! Whether you’re starting to explore tiny home options or you’re ready to purchase a tiny home or tiny house RV, our team can provide the guidance and expertise you need.

Contact Us

Get in touch with us today to start your Tiny Home journey. We are always eager to learn more about your dreams and help bring your vision to life. Please fill out the form or contact us through one of the options below. We can’t wait to hear from you!

Build Your Own

At Tru Form Tiny our styles are representative of our customers. We provide custom solutions for most jobs, and are always excited to start a project from scratch.


If you are looking for a completely custom tiny home, a group of tinys for a commercial property, or any other idea – we would love to chat.