Tiny Home Insurance

Living in a tiny home is great and exciting, but how does tiny home insurance work versus insurance for other homes? If you’re confused, let Tru Form Tiny help.

Protecting Your Tiny Home Investment: Why Tiny Home Insurance Is Vital

At Tru Form, we understand that your tiny home is more than just a house—it’s a lifestyle and an investment. That’s why we want to help you get the tiny home insurance you need for your home. As one of the leading providers of tiny homes in the industry, we know the ins and outs of tiny home insurance and are committed to helping you get the peace of mind you need when it comes to properly insuring your tiny home.

The Need for Tiny Home Insurance

While traditional homeowners’ insurance policies may cover some aspects of tiny homes, they often do not provide adequate coverage for the unique needs of these small living spaces. Additionally, most states require some form of insurance for any type of permanent residence, including tiny homes. That’s why finding the right homeowner’s insurance for your tiny home is so important.

What Does Tiny Home Insurance Cover?

When asking the question of how to insure your tiny home, you probably wonder if it’s much different than insuring a traditional-sized home. Well, with the homes we manufacture at Tru Form Tiny, we work to make sure your tiny home meets the quality needed for a home insurance policy. We’re members of the RV Industry Association (RVIA) and we’re also listed in the National Automobile Dealers Association (NADA), meaning you can generally get your insurance from most major insurance carriers. Still, different carriers have different policies, so be sure to find the right policy for you. You should make sure that the policy extensively covers:


  • Physical Damage: This covers any damage to your tiny home, whether it’s from natural disasters, accidents, or other unforeseen events.
  • Personal Belongings: Just like a traditional homeowners insurance policy, a quality tiny home insurance policy also covers your personal belongings, such as furniture and electronics.
  • Liability Protection: Accidents can happen, even in a tiny home. The right liability protection will cover you if someone is injured on your property or if you accidentally damage someone else’s property.
  • Additional Living Expenses: If your tiny home becomes uninhabitable due to a covered event, insurance will cover the costs of temporary housing and other living expenses until you can repair your home.
Luxury tiny home featuring urban styling and modern materials

Don’t Leave Your Tiny Home Unprotected

Your tiny home is not only a place to live; it’s also an investment. Don’t leave it vulnerable to unforeseen events; protect it with comprehensive tiny home insurance. While we can’t insure you ourselves, our expertise will ensure you can find the best coverage and service possible, providing you with peace of mind.


Contact us today to learn more about tiny home insurance and get a quote for your unique tiny home. Remember, tiny home insurance isn’t just a smart choice—it’s a necessary one.

Contact Us

Ready to take the first steps towards your own Tiny Home? We are always eager to learn more about your dreams and help bring your vision to life. Please fill out the form or contact us through one of the options below. We can’t wait to hear from you!